Aerial view of a white Lexus LX driving across dusty roads, which has many forks in it.

Personal andbusiness finance

Photo: Danny Elessad

Lexus Financial Services offers flexible and convenient personal and business financing solutions — so can you drive away in the Lexus of your choice.

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Smiling woman sits in the passenger seat, turning around to a younger girl in the back of a NX

fixed rate loan

Tailored to your circumstances, a Consumer Fixed Rate Loan or Business Vehicle Loan provides you with the security of a fixed interest rate for the term of your vehicle loan, and flexible payment options.


Full-Service Lease

We’ve reinvented the new car experience with a Full-Service Lease package that delivers the best of Lexus, all in one.

Our all-in-one package includes insurance1, maintenance and registration. All of this organised for you and bundled into one simple monthly payment (excluding optional extras).

Woman sitting in the driver's seat with the car door open.
Lady reaches for keys which are sitting on a tabletop. She is wearing a black long sleeve shirt and a handbag is slung over her left shoulder. She holds a coffee in her right hand.

lexus ownership solutions

Determined by Lexus Financial Services, the Guaranteed Future Value2 is the minimum value of your new Lexus at the end of your vehicle loan contract, subject to fair wear and tear and agreed kilometres being met.

At the end of your loan term, you have the option to replace, retain or return your vehicle.


novated lease

A Novated Lease uses salary packaging. An employer pays for the vehicle lease and running costs out of an employee’s salary package, through a combination of pre-tax and post-tax salary deductions.

As a business, a Novated Lease provides you with a great incentive to employees, by being able to offer a vehicle of their choice as part of their salary package.

Two women and a man converse outside. They are all smiling.


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1.Terms and conditions apply. Insurance excess applies. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase our insurance product you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS and Target Market Determination for the relevant product available from participating Dealers, via our website at or by calling 1300 888 840. Lexus Insurance purchased in a dealership or via the Lexus Insurance National Customer Solutions Centre is facilitated by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 as agent for, and on behalf of, the insurer. The insurer of Lexus Insurance is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Lexus Insurance is purchased online, the issuer and insurer is Adica.
2.The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Lexus at the end of your finance contract, as determined by Lexus Financial Services (LFS). If you decide to return your car to Lexus at the end of your term, LFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Lexus Ownership Solutions is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Lexus Ownership Solutions GFV products are available to approved customers of Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information provided by Lexus Financial Services, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should obtain your own independent legal, taxation and financial advice.


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